At SimpleLoans, we believe accessing financial assistance should be straightforward, transparent, and convenient. We provide online short-term loan solutions to eligible customers across South Africa, helping them manage temporary financial needs and unexpected expenses expenses.
Estimated repayment for a 31-day loan
Enter an amount between R500 and R8,000.
| Loan amount | R2,000 |
| Interest | R100 |
| Initiation fee (once-off) | R265 |
| Service fee | R60 |
| Total repayment | R2,425 |
| Term | 31 days |
Indicative estimate only. Your actual amount, costs and repayment date are shown in your quotation and agreement before you accept. Loan amounts depend on your assessment and repayment history.
At SimpleLoans, our goal is to make the borrowing experience easier to understand and less stressful.
We understand that unexpected expenses can happen at any time. Whether you need assistance with an urgent expense, household needs, personal commitments, or managing a temporary cash-flow gap, our team is here to guide you through the process. We focus on simplicity, transparency, responsible lending, and customer service. Our approach is straightforward: we explain the available options clearly, help customers understand their obligations, and provide a professional service from application through repayment.
Get started in minutes, from anywhere.
No hidden fees. No surprises.
Your data and information are protected.
Local support, local understanding.
Loan approval is subject to our assessment criteria, affordability requirements, applicable regulations, and verification processes.
Flexible personal loan solutions for eligible customers who need financial assistance for everyday personal expenses.
Solutions designed to help eligible customers manage temporary financial pressures and unexpected expenses.
We can help you understand your available borrowing options so that you can make informed financial decisions.
Your financial circumstances matter. We aim to provide clear information so you can make informed decisions.
Complete our online application with the required information.
We review your application and supporting information according to our lending and affordability criteria.
If your application meets our requirements, we communicate the outcome and relevant loan terms.
Review the agreement carefully, including the amount, fees, interest, repayment schedule, and other applicable terms.
Borrowing money is an important financial decision. At SimpleLoans, we believe customers should have access to clear information before making that decision.
All lending is subject to applicable South African laws, regulations, affordability assessments, verification, and our internal lending criteria.
Check your application status, make repayments, update your details and more — all in one place.
Find quick answers to common questions about our loans.
Loan approval is subject to our assessment criteria, affordability requirements, applicable regulations, and verification processes.
Your quotation and agreement show the amount, fees, interest, repayment schedule, and other applicable terms. Please review the agreement carefully before accepting.
Once your application is approved and you have accepted your agreement, we arrange payment of your funds. We will tell you the expected timing when we send your offer.
Yes. You may settle your loan early. Any settlement amount will be shown in your agreement.
Our team is ready to help you understand your available options. Apply today and let SimpleLoans help you explore your available financial options.
Loans Administrator — Take the simple approach.
+27 (0) 75 354 3550 · info@simpleloanssa.online
SimpleLoans promotes responsible borrowing. Applicants should carefully consider whether they can afford the repayments and understand all applicable costs and terms before entering into a credit agreement.